A few days ago, the Reserve Bank of India introduced a web portal to reclaim unclaimed deposits. How this portal works and how people can check the status of UDGAM 2023 unclaimed deposits, we tell you here in a very simple language and manner. The governor of the RBI, Shaktikanta Das, had announced the incorporation of this web portal in April. At first, RBI has included only a few banks, about whose unclaimed deposits it can obtain information. He also informed that the rest of the banks will be able to join by next October.
The names of the banks currently on this web portal are Central Bank of India, DBS Bank India Limited, Dhanlaxmi Bank, Punjab National Bank, Citi Bank, South Indian Bank Ltd., State Bank of India. This web portal has been created to find out about Unclaimed Deposits. You have to go to the bank to withdraw money and do other things. You can claim unclaimed deposits by completing any necessary process that is there and with this, you will be able to make your payment.
UDGAM 2023 unclaimed deposit check status
The Reserve Bank of India (RBI) took a major step by sharing details about unclaimed deposits at banks over the years. A web portal called UDGAM (Unclaimed Deposits – Information Access Gate) has been launched to find out the details of unclaimed deposits found in banks over the years. Users have created this portal to easily know the details of unclaimed deposits in various banks.
Now it is easier to verify and withdraw unclaimed money in different bank accounts, such as savings accounts, checking accounts, FD and RD accounts or other accounts. This job has been made easier early on for the Reserve Bank of India, the country’s central bank. As of February 2023, more than Rs 35 billion remained unclaimed in different government banks in the country, meaning there was no one to claim them. If your money is also not claimed in this, then in this article you will learn about the ways to withdraw unclaimed money.
RBI UDGAM portal registration
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RBI Udgam Portal Status Details 2023
| Service name | RBI Udgam Portal |
| full form | Unclaimed deposits: gateway to information |
| Presented by | Reserve Bank of India (RBI) |
| Beneficiaries | Indian citizens |
| official website | udgam.rbi.org.in |
UDGAM and State of Consultation 2023
RBI said that through the portal it would be possible to recover the unclaimed amount and reactivate the respective accounts. If the cash in bank accounts is not used for more than ten years, it is considered an unclaimed deposit. All undeposited cash that is not claimed by depositors is deposited in banks. The details of such accounts can be consulted through the Udgam portal published by RBI.
As part of its statement on DRP released in April this year, the Reserve Bank of India said it had launched a centralized website to track unclaimed deposits. Disseminate information in An important step has been taken. A web portal called UDGAM (Unclaimed Deposits – Information Access Gate) has been launched to find out the details of unclaimed deposits found in banks over the years.
RBI UDGAM Bank List 2023
- state bank of india
- citi bank
- Punjab National Bank
- Central Bank of India
- Dhanlaxmi Bank Ltd
- Bank of South India Ltd.
- DBS Bank India Ltd.
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Steps to check the status of unclaimed deposits from UDGAM @udgam.rbi.org.in
- First of all, visit the official website of Unclaimed Deposits Gateway to access the information udgam.rbi.org.in.
- After that you will see the option Sign in to your account, where you will have to enter your mobile number.
- To register, you will need to create and enter a password. After that will come the OTP. After doing this you will reach the main page.
- You will see two options on the home page. One for Individual and one for Non-Individual. You will then see the names of the banks from which you can claim Unclaimed Deposits.
- Then fill in the name of the person whose deposits you want to see; You will write your name under Account Holder Name.
- Along with this, under Name of banks, you can select any of the names of banks where you have an account.
- After that, you can select any of the given options (PAN / Voter ID / Driver’s license number / Passport number / Date of birth). However, another option is given below, where it is written Show additional search criteria.
- You can choose another option (Enter Building Name, Street Name, Neighborhood or City and State/UT) by checking the box at the beginning. Keep in mind that whatever option you choose, it must be listed with your bank.
- After that, click on search and you will get the information of Check UDGAM Unclaimed Deposits Status 2023 as soon as you click.
Frequently asked questions about the status of unclaimed deposits of UDGAM 2023
How to check the status of unclaimed deposits from UDGAM?
You can check the status of UDGAM unclaimed deposits by following the steps above.
Can someone check the amount of your lie through this service?
Yes, anyone can check the amount of their lie through this service.
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Source: vtt.edu.vn